Total Rewards Education Lab

Below are links to all the information you need to view your total rewards

Medical Insurance

2025 UMR Medical Coverage

UMR Welcome Packet
Affiliated Providers List
Wrap Plan Claim Form
UMR Member Claim Submission Form - Use this form if your provider does not submit to insurance on your behalf.

UMR Summary of Benefits and Coverage (SBC)*

*HCHC and GRH plans have the same coverage.

2024 EBS Coverage

Prescription Coverage

CVS Account
April 2025 CVS Formulary
April 2025 Specialty Drug Formulary
HDHP Preventive Therapy Drug List -The drugs listed in the preventive drug list may be covered at 100% (before deductible) based on plan design rules within the Core and Value High Deductible Health Plans only. Drugs appearing on the preventive list, but not included in the formulary, would only be covered with the appropriate prior authorizations in place. This list does not take precedence over the formulary.
January 2025 ACA Preventive Services Drug List